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Security Center

Keeping your financial and personal information secure and confidential is one of our most important responsibilities, and we take that responsibility very seriously.



What we do to protect your personal information

At MobiCredit, we understand how important security and privacy are to you. Here are just a few of the steps we take to protect your personal information:

  • Computer virus protection helps to detect and prevent computer viruses from entering our computer network systems.

  • Firewalls help to block unauthorized access by individuals or networks.

  • Secure data transmissions help to ensure that information remains confidential. MobiCredit uses 128 bit Secure Socket Layer (SSL) encryption to transmit information to you and your bank.



What you can do to protect your personal information

You play an important role in protecting your information. Here are some tips for making sure that your personal information is protected.

  • Regular email is not secure, so don't use email to send confidential account information. Instead, use the "Contact Us" link on our web site to send secure messages to MobiCredit.

    Contact Us
  • We recommend that you use a recent version of either Microsoft Internet Explorer or Firefox to access our web site. These browsers support the latest encryption and will help to ensure that your connection to MobiCredit is secure.

  • Choose passwords that are difficult for others to guess. Use a mix of upper and lowercase alphabetical characters and numerical characters when creating a password. Don't use your personal information such as your birth date or pet's name as a password. Keep your passwords for each account unique, and don't write your passwords down in a place where others could find them.

  • Secure your computer by using antivirus and firewall software. Also, make sure that you keep your operating system up to date and install the latest security patches. See the links below for more information on protecting your PC.

  • Remember that MobiCredit will never ask for personal information such as passwords and account numbers through email.

  • Be on the lookout! If you notice anything suspicious, please contact MobiCredit immediately.

    Contact MobiCredit
  • It's a good idea to check your credit report at least once a year to make sure there is no unauthorized activity. See below for information on obtaining a free credit report.



Want to learn more?

Here are some links to learn more about protecting your personal information and preventing identity theft:

FTC Identity Theft Information
https://www.identitytheft.gov

Microsoft Security Home Page (for Windows users)
http://www.microsoft.com/security

Information on Obtaining Free Credit Reports
http://www.annualcreditreport.com

COMPANY

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LEGAL

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  • Tunica-Biloxi Arbitration Code
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EDUCATION

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  • Responsible Lending Policy

MobiLoans, LLC, a tribal lending entity wholly owned by the Tunica-Biloxi Tribe of Louisiana ("Tribe"), a federally recognized Indian tribe, operates within the Tribe's reservation. Certain limitations apply. See Terms and Conditions for complete details. All trademarks, service marks, and registered marks are the properties of their respective owners. Maximum loan amount is $3,000.00. Refer to the Terms & Conditions for additional details. Mobiloans is an expensive form of short term credit and should not be used as a long term solution.

Additional fees may apply for checks returned due to insufficient funds.

1In most cases, requests for cash that are received and can be verified prior to 4:00 p.m. Central Time (Monday - Friday) may be funded as soon as the next business banking day (excluding weekends and bank holidays). Requests for cash received after 4:00 p.m. Central Time (Monday - Friday) may require an additional business banking day to fund.

We adhere to the principles of the federal Fair Debt Collections Practices Act (FDCPA). Because we may report your payment history to one or more credit bureaus, late or non-payment of your loan may negatively impact your credit rating. If you fail to repay your loan in accordance with its terms, we may place your loan with or sell your loan to a third-party collection agency or other company that acquires and/or collects delinquent consumer debt.

MobiLoans is licensed by the Tunica-Biloxi Lending Regulatory Commission.

Policy on Responsible Lending